SayF : Easy Saving & Investing

SayF is a personal finance app that helps you in saving, investing & optimizing your spending for a better future. We simplify saving & investing in Digital Gold.



- Exclusive Stores :

SayF is a personal finance app that helps you in saving, investing & optimizing your spending for a better future. Make your everyday purchases from all your favourite brands, but you dont just get a "normal discount" this time. With the SayF app, you get 24k digital gold investment back on every purchase, with your favourite brands investing in you for the very first time in history!"


With over 300+ top brands as partners and ICICI as bank partners, SayF invests a percentage of your spent amount into 24k digital gold at zero additional cost to you! Spend Rs.1,000 on Amazon, and well put Rs.100 out of that into digital gold. Its time to invest in your lifestyle every day now.



- Instant Credit :

SayF acts like your UPI credit card. We provide credit up to Rs.5,000 with one click for 0% interest for up to 15 days. Shop now, pay later, and earn 24k digital gold on every rupee spent.

-Are you running low on groceries or looking for the latest fashion accessories?
-Use SayF credit at your favourite brands like Swiggy, Zomato, Amazon, Myntra, Bigbasket, etc.
-Pay your phone bills instantly with SayF Credit from Airtel, Vodafone, and Jio.
-Pay your gas, electricity, and water bills to BESCOM, BSES, or any other merchant using UPI credit provided by SayF.
-Use your credit line on all websites/apps and BNPL.


- Round-up investing :

SayF rounds up your loose change on every UPI payment and invests it! Now you can get coffee for rs.35, and SayF supports the rs.5 loose change for you hassle-free.

Its time that you join the rapidly growing tribe of Indian investors. Consistent investment is the key to having a financially stable and independent life. You can now invest daily without constantly worrying about it.
SayF does it all for you and invests in low-volatility 24k digital gold to secure your future.

In three simple steps, you can start saving and investing with SayF:

1.Create a SayF account by logging in with your phone number.
2.Use your Phonepe or Paytm account to set up UPI autopay.
3.Now, tell SayF to save money for you at the most significant gold rate every day.

You can withdraw your funds at any time and from any location. There is no requirement for a minimum lock-in period.

SayF is made in India. The App is taking India closer to the Atmanirbhar Bharat vision. Use the Bharat ka savings and investment app to make India proud.


For queries & feedback, contact us at wa.me/919483557995 or email us at [email protected]